This Privacy Policy explains how Premisien, Inc. (“we,” “us,” or “our”) collects, uses, shares, and protects your personal information. This policy applies to our website, mobile applications, and services related to personal credit, business credit, tax preparation, and commercial real estate lending.
Information We Collect
Personal Information
We collect the following types of personal information once you have become a client:
– Name, address, phone number, and email address
– Social Security number and date of birth
– Financial information, including bank account details and credit card numbers
– Income information and tax records
– Business information, including EIN and business financial records
Automatically Collected Information
We also collect certain information automatically when you use our services, including:
– IP address and device identifiers
– Browser type and operating system
– Pages visited and actions taken on our website
– Date and time of visits
How We Use Your Information
We use your personal information to:
– Provide and improve our credit and tax services
– Process transactions and send related communications
– Conduct credit checks and assessments
– Prepare and file tax returns
– Communicate with you about our services and promotions
– Comply with legal and regulatory requirements
Information Sharing
We may share your information with:
– Service providers who assist in our operations
– Credit reporting agencies and financial institutions
– Government agencies for tax filing purposes
– Law enforcement or regulatory bodies when required by law
We do not sell your personal information to third parties.
Data Security
We implement industry-standard security measures to protect your information from unauthorized access, disclosure, alteration, or destruction.
Your Rights and Choices
You have the right to:
– Access and review your personal information
– Request corrections to inaccurate information
– Opt-out of marketing communications
– Delete your account (subject to legal retention requirements)
Email Marketing
Consent
By providing your email address and opting in to our communications, you consent to receive marketing emails from us. You can withdraw this consent at any time.
Unsubscribe
Every marketing email we send includes an unsubscribe link. You may also contact us directly to opt-out of email communications.
Data Usage
We use email engagement data (opens, clicks) to improve our services and tailor content to your interests.
Text Messaging
Consent
We obtain explicit consent before sending you text messages for marketing or transactional purposes. This consent is separate from other forms of communication consent.
Opt-Out
You can opt-out of text messages at any time by replying “STOP” to any of our messages or by contacting us directly.
Frequency
We typically send one (1) message per month. Message and data rates may apply.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any significant changes by email or through our website.
Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us at:
Premisien, Inc
3002 Cecil B. Moore Ave.
Philadelphia, PA 19121
(215) 904-8690
Last updated: 09/15/2024